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Make this an Easter nest-egg hunt

Banks and building societies aren't always helping savers to get the best rate for their earnings - despite having better options within their own branch.

People who keep their additional savings in their current accounts, to get instant access, could find that instant-access Isas might offer them a better choice, for example, but you do have to ask for the best financial advice.

Michelle Slade, analyst at Moneyfacts.co.uk, comments: "Whilst a wide choice is a positive, the difference between the highest and lowest rates at some institutions is as much as 5.95 per cent.

"Putting it another way, on a £2,000 balance you could be losing out on an additional £119 interest each year by choosing the wrong account. At a time when banks and building societies are trying to maintain customer's loyalty, you would expect them to advise customers that they could be getting a much better rate. Unfortunately this doesn't always appear to be the case."

March 20th 2008

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