Keeping hold of the receipts

This May bank holiday weekend will see many families enjoying the post-Chelsea flower show opportunity to get out in their own gardens and to enjoy their outdoor spaces.

Home insurance policies, however, may well include an upper monetary limit for garden property, which if the cost of decking, tables, chairs and parasols, as well as garden tools, are all totted up can easily be exceeded.

Peter Gerrard, head of insurance research at moneysupermarket.com, said: "All providers differ on what is and isn't included within your cover for gardens - and the amounts.

"A lawnmower or other expensive items such as a barbecue or heater in your garden can be easy targets for thieves. If you have a landscaped garden with expensive plants or small elaborate statues, you would also be well advised to check the amount of garden cover you have."

May 23^rd 2008

• Small pleasures . . . large measures
• Nothing left by the time you die
• Direct debit not debt
• Four magic numbers
• Sometimes 'not knowing' is best
• Cash in hand is worth two cards in wallet
• Check before writing the cheque
• A direct line to your bank account
• Why your credit card interest could have risen
• Why retiring could make people more mobile
• Who you 'gonna' call?
• Why families are not supporting football
• How to save enough money to pay your home insurance
• Playing the credit card loans game
• Start saving for your baby daughter's career choices
• Because you're worth it
• Why Brits must have a break