Interest rate drop brings joy to homeowners but despair for savers

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Interest rate drop brings joy to homeowners but despair for savers

Posted on February 09th 2009

UK interest rates have now dropped to 1 per cent as the Bank of England dropped the interest rate for the 5th consecutive month.

The drop could be good news for mortgage holders, especially those on tracker deals, as the cost of their mortgage falls with savings of £45 per month for those on repayment mortgages and £187 saving a month on a interest only product, based on a £150,000 variable rate mortgage.

However the drop will also affect savers as the interest rates hits an all time low. Those affected will be those who rely on their savings to boost their income, mainly the elderly.

Many savings accounts now will pay no interest what so ever meaning that it would be just as profitable to keep your money under the mattress of your bed.

News brought to you by insuremyhouse.co.uk, using a panel of UK house insurance companies to offer comparable house insurance quotes for the UK market.

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