Firework night partys are you covered

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Firework night partys are you covered

Before commencing your firework and bonfire parties on November 5 you should check your house insurance policy to ensure that you have the right cover in the event of a claim.

Over November, the number of claims for damages to property and people themselves rises, following incidents with bonfires and fireworks. Most household insurance policies carry public liability insurance. In the event that someone burnt themselves on a sparkler whilst in your home, at your party you would be covered against any legal issues that you may be faced with.

6,500 people were taken into hospital for treatment in 2008, following a firework night that went wrong.

As the nights get darker, and people are occupied with firework nights, Halloween and Christmas home owners need to be more aware of thieves who will be taking any opportunity to enter an unoccupied home.

Purchase your house insurance from Insure My House, providing cover against theft, public liability and fire.

November 02nd 2009

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